Terms and Conditions
- Acceptance
By accessing or purchasing from our website, you agree to these Terms and Conditions. If you do not agree, please do not use our site or place an order. - Products & Pricing
We strive to display accurate product information and prices. Prices are subject to change without notice. We reserve the right to correct errors, refuse or cancel orders, and limit quantities. - Orders & Payment
Placing an order constitutes an offer to purchase. We accept major payment methods as shown at checkout. Payment is required before we process your order. We may cancel orders for any reason, including suspected fraud or pricing errors. - Shipping
Orders are subject to our Shipping Policy. Delivery times are estimates only. Risk of loss passes to you upon delivery to the carrier. - Returns & Refunds
Returns are accepted according to our Returns Policy. Refunds (if applicable) will be issued to the original payment method after we receive and inspect the returned items. - Intellectual Property
All content on this site (text, images, logos, etc.) is owned by us or our licensors and may not be used without permission. - Limitation of Liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the site or products. Our total liability is limited to the amount you paid for the product in question. - Governing Law
These terms are governed by the laws of [Your State/Country]. Any disputes will be resolved in the courts of [Your Jurisdiction]. - Changes
We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms. - Contact
For questions, contact us at [hoyes.com.ng].
Last updated: [13/8/2026]